Ripe Hub 
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​Platform Suite.


​Ripe Hub is an incubator technology platform that delivers futuristic innovative solutions covering the B2B ecosystem of Corporates, Clients, Vendors and Financial Institutions for all payment transactions. 

Ripe Universal Hub

The Ripe Universal Hub is a futuristic cloud platform for Corporates enabling seamless payment processing that leverages analytics to optimize working capital, reduces transaction processing & interest costs and expands the pool for supply chain financing :

​Key Components include:

Insights Generator:
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The analytics platform generates actionable insights that get implemented on the Ripe platform to improve Cash Conversion Cycle and reduce transaction banking & interest costs.

Ripe Corporate Payment Hub:

A comprehensive payment manager that covers domestic & cross border payments (ACH, RTP, SEPA, XBFT, Checks & Ripple).

Automated updating of AP/AR information using SWIFT that leverages Machine Learning capability.

Frictionless on-boarding platform for vendors and clients.

Supply Chain Financing:

Leveraging tokenization and related DeFi technologies to provide a unique and seamless experience for managing supply chain financing and expanding the pool of investors.

​Integrated portal for providing the most competitive supply chain financing cost for the entire ecosystem of the Corporate covering vendors, receivables & investors.

Ripe Transform Hub

A plug and play cloud and on premises based corporate payment file and information exchange transformation platform that is leveraged by corporates and banks.

RTH truly enables ubiquity in ensuring payments are processed regardless of payment formats in which the information is presented to the Bank.
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Payment files received from corporates in a format agnostic fashion are transformed into a bank acceptable format.

The corporate payment files regardless of their format (Csv, Txt, Xls, Xml, any ERP file format) can be uploaded and will undergo a transformation process that validates-enriches-routes the information into the Bank's payment system file format. 

On the flip side it does the reverse conversion mapped from the Bank's payment file format to the corporate's preferred format for each payment type.

Features Include :
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  • Comprehensive New Client on-boarding features
  • Automated conversion of ERP corporate financial message format to destination financial formats instantly.
  • Leverage an extensive pre-built library of NACHA & ISO format mappers for instant transformation.
  • Configure custom format conversions as required. 
  • Intuitive User Interface and dashboard
  • Manage multiple file formats & create new / edit existing mappers​
  • Manage client specific file transformations for outgoing files
  • ​New mappers update backend to ensure STP for subsequent payment files
  • Tracking and managing queue status

Highly secure:
  • Audited for Vulnerability and penetration
  • No transaction data or information is stored

​Multiple delivery models 
  • Integrated with banks and corporate systems on premises or private cloud.
  • Web based cloud platform
  • Desktop Version
  • ​Outsourced Model

Why Ripe Transform Hub ?
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Out of the Box Industry Standards Solution provides unparalleled speed to market advantage.

  • Ripe Hub's wide range of ready-built libraries cover all major financial standards like ISO20022, NACHA etc. 
  • Payment specific format such as NACHA, BAI2 are preconfigured with the standard file formats such as XML, CSV, Fixed Length text files.  Payment specific formats can be transformed to the required target formats and vice versa immediately without any customization.

Rich Intuitive User interface to manage exceptions :
  • Integrated real time user interface dashboard to manage and track all payment files
  • Non technical bank users can manage the exception process seamlessly along with alerts​
  • Allows for client specific validations and data enrichment for both incoming and outgoing files
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Improves Operational Efficiency : 
  • Payment message validations such as mandatory, conditional, format etc. are built-in, to pre-validate and avoid an invalid message being transformed.
  • Financial message Field format are validated based on pattern definition  established and hence validated as part of transformation. 
 
Best of breed :
  • Ripe Transform Hub incorporates the best-of-breed design principles, carefully defined data definitions and mapping built by financial industry and technology experts.

Strategic Alignment :

  • Ripe Hub’s Product Road Map aligns with the medium and long terms strategy for Banks to ensure they delivers best-in- class innovation for their corporate clients.

Ripe Instant FX

A real time intra bank cross border remittance transfer product that works seamlessly with different core systems & versions across geographies. It has standard API for bank's origination channel and AML interface and message flow. 

 Features include :

​Guaranteed Real-time fund transfer and settlement & charges thereby improving the client experience exponentially
  • Elimination of 3rd party dependence and settlement risk
  • FX rate live feed connect
  • Multiple country core system interfaces
  • Standardized & secure

​Ripe Rule Hub:

Provides dynamic automated routing of payments between different gateways based on customized pre-configured routing rules for outward and inward remittances.

 Features include:
  • Prioritization of payments based on message parameters
  • Ability to integrate with third party solutions / services
  • Back end ERP integration capability
  • Fraud Prevention thru integration with Machine Learning systems and active/passive bio metrics.


​Ripe Enabling Services

Customized technology enablement services covering the following areas: 
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  • Optimizing Cash Conversion Cycle for Corporates
  • Real-time Payment for Banks.
  • ​Core Banking Data Migration for Banks.
  • ​Payment Technology Consulting


Ripe Lab

Ripe Lab works with Banks and Corporates in co-creating disruptive solutions that address client & industry pain points. 

Key Features:
  • Entire lifecycle – Concept-Creation-Testing - Joint rollout
  • Focus on high impact disruptive solutions for B2B & Banks
  • Commercial Model- License Fee & Annuity Revenue​